Can I purchase car hire insurance and other Protection Products from Enterprise for a car hire vehicle in Canada?
Enterprise does offer additional protection products that you can purchase along with your car hire vehicle. Currently, we offer our customers:
- Damage Waiver
- Personal Accident Insurance
- Personal Effects Coverage
Please scroll down to view a protection product and find out more about what it covers. These are optional products that may be purchased at the time of car hire and are not included in the total cost estimate quoted in the reservation.
Damage waiver (DW)
Damage Waiver (DW) is offered at the time of car hire for an additional daily charge. If the renter accepts a DW, Enterprise waives or reduces the renter's responsibility for loss of, or damage to, the car hire vehicle (including but not limited to towing, storage, loss of use, administrative fees and/or diminishment of value) subject to the terms and conditions of the rental agreement and applicable laws.
A DW is not insurance. The purchase of a DW is optional and not required to hire a car. The protection provided by a DW may duplicate the renter's existing coverage. Enterprise is not qualified to evaluate the adequacy of renters' existing coverage; therefore, renters should examine their credit card protections, automobile insurance policies or other sources of coverage that may duplicate the protection provided by a DW.
What does damage waiver cost?
The cost of Damage waiver varies and ranges between $30-$54 CAD ($22.99-$39.99 USD) per day.
Personal Accident Insurance (PAI) & Personal Effects Coverage (PEC)
Personal Accident Insurance and Personal Effects Coverage (PAI-PEC) is available at all Enterprise locations, except for car hires originating from British Columbia. PAI-PEC is offered at the time of car hire for an additional daily charge. If accepted, PAI contained in the policy provides the renter and renter's passengers with accidental death, accident medical expenses and ambulance expense benefits. PEC contained in the policy insures the personal effects of the renter, additional drivers, or any members of the renter's immediate family who permanently resides in the renter's household and who is travelling with the renter against risks of loss or damage. Benefits are payable in addition to any other insurance coverage the renter or passengers may have. This is a summary only.
PAI-PEC is subject to the provisions, limitations and exclusions of the PAI-PEC policy underwritten by AIG Insurance Company of Canada. The purchase of PAI-PEC is optional and not required to hire a car. The coverage provided by PAI-PEC may duplicate the renter's existing coverage. Enterprise is not qualified to evaluate the adequacy of renters' existing coverage; therefore, renters should examine their personal insurance policies or other sources of coverage that may duplicate the coverage provided by PAI-PEC.
What does PAI/PEC cost?
The PAI-PEC for this branch is $6.99 CAD (~$5 USD) per day.
